Frequently Asked Questions
Find answers to common questions about halal investment, Sharia-compliant trading, and using the Ansaar platform.
Halal Investment
What is halal investment?
Halal investment refers to investment practices that comply with Islamic law (Sharia). It involves investing in companies and financial instruments that align with Islamic principles, avoiding prohibited activities like interest (riba), gambling (maysir), and excessive uncertainty (gharar).
How do you screen stocks for Sharia compliance?
We use both qualitative and quantitative screening. Qualitative screening excludes companies involved in prohibited activities like alcohol, gambling, or pork. Quantitative screening applies financial ratios: debt should not exceed 33% of market cap, interest income should be less than 5% of revenue, and cash ratios should remain within acceptable limits.
Can Muslims invest in cryptocurrency?
Cryptocurrency investment can be halal if it meets certain conditions. Bitcoin and Ethereum are generally considered acceptable as they represent utility or store of value. However, interest-bearing staking, excessive leverage, and gambling-based tokens should be avoided. Always consult with Islamic finance scholars for specific guidance.
What is the difference between halal and conventional investment?
Halal investment follows Islamic principles, excluding interest-based transactions, prohibited industries, and excessive speculation. Conventional investment has no such restrictions. Halal investment focuses on ethical business practices, profit-and-loss sharing, and asset-backed investments.
Technical Analysis
What is technical analysis?
Technical analysis is the study of price movements and trading volume to predict future market behavior. It uses charts, patterns, and mathematical indicators to identify trends and potential trading opportunities without relying on fundamental company data.
Is technical analysis permissible in Islam?
Yes, technical analysis is generally permissible in Islam as it involves studying market patterns and making informed decisions based on data. It does not involve prohibited elements like interest or excessive speculation when used properly for investment decisions.
What are the most important technical indicators?
Key technical indicators include Moving Averages (trend direction), RSI (momentum), MACD (trend changes), Bollinger Bands (volatility), and Volume indicators. Support and resistance levels are also crucial for identifying entry and exit points.
How accurate are crypto predictions?
Crypto predictions using technical analysis can provide valuable insights, but no prediction is 100% accurate. Our AI-powered models combine multiple indicators and historical patterns to improve accuracy, but all investments carry risk and should be made with proper risk management.
Ansaar Platform
How does Ansaar ensure Sharia compliance?
Ansaar uses comprehensive screening criteria developed in consultation with Islamic finance scholars. We continuously monitor our investment universe for compliance, provide transparency in our methodology, and offer purification guidance for any non-compliant income.
What markets does Ansaar cover?
Ansaar primarily focuses on Indian equity markets, global cryptocurrency markets, and select international markets. We provide analysis for both individual stocks and broader market indices, with special emphasis on emerging markets relevant to Muslim investors.
Is my data secure on Ansaar?
Yes, we implement bank-level security measures including encryption, secure authentication, and regular security audits. We never share your personal information with third parties and comply with international data protection standards.
How often is the analysis updated?
Our analysis is updated in real-time for market data and daily for fundamental analysis. Technical indicators refresh every few minutes during market hours, and our AI models are retrained regularly to maintain accuracy.
Getting Started
How do I start investing with Ansaar?
Start by creating a free account, complete your profile, and explore our educational content. Review our halal investment guides, use our screening tools to identify suitable investments, and start with small amounts while you learn.
Do I need prior investment experience?
No prior experience is required. Ansaar provides comprehensive educational resources, from basic concepts to advanced strategies. We recommend starting with our beginner guides and gradually building your knowledge and confidence.
What is the minimum investment amount?
There is no minimum investment amount set by Ansaar. However, practical minimums depend on your chosen broker and the specific investments. We recommend starting with amounts you can afford to lose while learning.
Can I use Ansaar outside of India?
Yes, Ansaar can be accessed globally. While our primary focus is on Indian markets, our cryptocurrency analysis and educational content are valuable for investors worldwide. Some features may vary based on local regulations.
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